How FinTech is Changing the Workplace

"Going digital" is changing how we live everyday. From how we talk to each other, to how we manage our time, and it's not stopping there...

Going digital using the latest apps and services has seen a massive change in how we govern our personal lives, and has had an equally large impact how we go about our work, too. A few years ago, if you wanted to talk with a colleague in another office, you'd encounter lines of confusing email back and forth - now, you'd likely use Slack or Skype for instant and easy-to-manage dialogue.

Want an easily accessible productivity tool? It would probably feature on a whiteboard or a notebook somewhere (until you lost it or accidentally erased it) - now, you'd likely use Trello or Asana.

The workplace of today is a digital playground of apps and services being used in new and exciting ways by small businesses across the world. It's no wonder, either; according to research by SAP and IDC, 49% of SMEs believe that going digital - using various apps and services - enables them to better compete with larger corporations and give their business a better shot at growing.

The same goes for freelancers traversing their way through the "Gig Economy", too. From providing the opportunity to remote work online, to finding work that matters to them, tech is empowering everyday people in their working lives - as recently as this year, 15% of self-employed workers have not only made use of digital services, but have actively made earned a portion of their income from a digital platform.

So the same thing has happened to my money, right?

In a climate where small businesses and freelancers can exchange a 📨 with a 🔗 in seconds, or can choose to work from a beach somewhere exotic whilst dialling-in to their team overseas in real-time, managing money in the workplace can seem more than a bit behind the times.

...If I want to manage my cash flow and expenses, do I need to hire a Financial Controller for my 2,3,... 8 person team? Where do I store all the expense information?

...If I want to get a business loan or send money to remote workers overseas, how will I make sure I get the best rate from my bank?

Trying to manage the above without digital apps and services means lots of paperwork, time, energy, and - at the end of it all - it costs money. So is financial management in the work place benefiting from the digital revolution in the same way?

Financial Technology (FinTech) has been expanding rapidly over the past few years and has been a boon for small businesses across the world, using innovative technology to automate time-consuming tasks, give you the best rates from your banks, and cut out the middlemen when it comes to getting insight into the £££ behind your venture - putting you back in control.

If you're looking to get more from your business, there's likely a FinTech service for that:


FinTech is offering an expanding suite of services suited to your business needs - agile, easily accessible, value-for-money, and transparent.

That's what we're aiming to do with the Curve Mastercard®. We're building a smart wallet and card that allows you to spend, save, and track your money - all in one place.

Today, we consolidate your favourite bank cards into one, unlocking additional benefits such as getting an overview of and managing your expenses on-the-go, earning more Rewards when you spend, and saving on £££ overseas with super low exchange rates. In the future, we'll integrate with the best FinTech services available - connecting the bank accounts you know and love with the best innovation financial technology has to offer in a couple of taps in the app, providing a transparent and user-friendly way to pay and manage your money.

Hear from entrepreneurs and small business owners using Curve to transform their workplace today!

Curve is built for freelancers, entrepreneurs, contractors and small business owners, enabling them to make smarter choices with their money. Sign up today at

Shachar Bialick

Shachar Bialick is the co-founder and CEO of Curve.

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